The top 6 things to invest in 2021

Aug 31, 2021
The top 6 things to invest in 2021

Nowadays it is normal to invest. Money should be in continuous circulation to produce more money. Almost everyone is looking for something valuable to invest in, and the question is, In which things is more rewarding to invest in 2021. 

What is investing and how to do it right, how to increase your income and not lose money through investing, and what are the top things to invest in 2021.


We could define investment as an asset created with the scope to generate more money and to increase your income. There are more types of investing. But as the world is changing fast, the preferences and top things to invest as well are in a continues changing. The scope of this article is to describe the top things to invest in 2021.



  1. Cryptocurrency


Even if Cryptocurrency is one of the newest types of investing, according to CNBC research, 1 in 10 people currently invests in cryptocurrencies. The best cryptocurrency to invest in right now is considered Bitcoin as it hits $50,000. 

Top 10 Cryptocurrencies In August 2021, considered by Forbes are:

  • Bitcoin(BTC). Market cap: Over $856 billion. The bitcoin software was released in 2009, as open-source code. The first commercial transaction using bitcoins was in 2010 when a programmer bought two pizzas with 10,000BTC.  
  • Ethereum(ETH). Market cap: Over $357 billion. Ethereum was launched in 2015 and till now is the second biggest cryptocurrency in the world.
  • Binance Coin(BNB). Market cap: Over $70 billion.
  • Cardano(ADA). Market cap: Over $69 billion.
  • Tether(USDT). Market cap: Over $64 billion.
  • XRP(XRP). Market cap: Over $52 billion.
  • Dogecoin(Doge). Market cap: Over $40 billion. Dogecoin was created as a joke of payment system in 2013. Doge will be the first cryptocurrency that funds a space mission. 
  • USD Coin (USDC). Market cap: Over $23 billion.
  • Plokadot(DOT). Market cap: Over $25 billion.
  • Solana(SOL). Market cap: Over $20 billion.


  1. Cash and commodities


Besides cryptocurrency, people use to invest in gold, bank products, and certificates of deposits.

Gold is a commodity and is considered a hedge against inflation. Going back in history, gold started to be used as a currency in years B. C. And from then till now, gold keeps its value, and symbolizes wealth. Gold has an important role in modern society and is still significant to the global economy. It is seen as a diversifying investment. There are several options to invest in gold, such as Gold Futures, Gold Coins, Gold Companies, Gold ETFs, Gold Mutual Funds, Gold Bullion, Gold Jewelry.

Also, you could invest in other commodities, such as silver, or crude oil. Choosing to invest in gold or other commodities, you have to be aware that these are influenced by some external factors, such as political actions, climate, and environmental changes, therefore their price changes a lot.

If you are interested in Oil & Gas investments you can consider:

  • Williams Cos. (WMB);
  • Phillips 66 (PSX);
  • Diamondback Energy (FANG);
  • ConocoPhillips (COP);
  • Matador Resources (MTDR).


You might want to invest in bank products, such as savings accounts and money market accounts. Certificate of deposit is a very low-risk financing, but there is always something you lose, therefore, very low risk, imply low reward. But if security and low risk are a priority for you, it might be a good choice.


  1. Startups


We could say that we live in an era of startups. And you almost could divide people into creators and investors, meaning those who have a startup and those who are interested in sustaining and funding ideas that are going to create a better future. Nowadays there are a lot of crowdfunding platforms that allow ordinary people to find an idea that they consider could solve a problem and backup it. If you would like to sustain creators and such ideas that may solve environmental problems, financial, and other global problems, you could consider some crowdfunding platforms:

  • Kickstarter;
  • Indiegogo;
  • Seedblink;
  • StartupBlink;
  • Patreon.

You could find out through startups how technology could save the environment, might solve social issues, and how improves the financial area. The same Oklyx does, it tries to automate the invoicing process and to solve the problems that you deal with while invoicing your customers.

 

  1. Artificial Intelligence


Artificial Intelligence (AI) could be the biggest industry in the 21st century. Artificial Intelligence becomes a part of our life, it is not science fiction anymore. The growth of AI is amazing.

The top 10 companies that lead in Artificial Intelligence today, are considered:

  • Nvidia Corp. (NVDA)
  • Apple (AAPL)
  • Alphabet (GOOG, GOOGL)
  • Amazon.com (AMZN)
  • Microsoft Corp. (MSFT)
  • IBM Corp. (IBM)
  • Facebook (FB)
  • DocuSign (DOCU)
  • Micron Technology (MU)
  • Netflix (NFLX)
  • Taiwan Semiconductor Manufacturing (TSM)

 The best investment in the technology field, in 2021 is considered Artificial intelligence. The sub-sectors of Artificial Intelligence that are expected to grow fast in the most appropriate time are video games, cybersecurity, and eco-friendly technologies.


  1. Stocks

Investing in Stocks means buying shares of ownership in a public company. Investing in stocks involves substantial risk. Stocks are seen as a safe investment strategy in the long term, but not in the short term.


The top 10 STocks to buy in 2021, according to U.S. News are:

  • Adobe Inc. (ADBE)
  • Spotify Technology SA (SPOT)
  • BJ's Wholesale Club Holdings Inc. (BJ)
  • The Walt Disney Co. (DIS)
  • Facebook Inc. (FB)
  • Alibaba Group Holding Ltd. (BABA)
  • Lowe's Cos. Inc. (LOW)
  • Nautilus Inc. (NLS)
  • Sonos Inc. (SONO)
  • Newmont Corp. (NEM)


  1. Real estate

Buying and owning real estate is another investing strategy, that started in the 19th century, and still is considered a good one. The first real estate brokerage is dated back to 1855. There are five types of real estate investment.

  • Rental properties;
  • House flipping. This type of investment requires experience in real estate valuation and marketing.
  • Real Estate Investment Groups (REIGs). This one suits those who want to own rental real estate.
  • Real Estate Investment Trusts (REITs). It represents a simple way to invest in real estate, without the need to buy a property by yourself.
  • Online Real Estate Platforms.


The Bottom Line

No matter what you would like to invest in, be aware that for every investment there are advantages and disadvantages. Investment requires your time for researching, but you will be rewarded for it. Enjoy your investments.